Terms of use

1. Who you are dealing with

QuidCast is operated by Dash Digital Ltd, a private limited company registered in England and Wales (company number 17185782), registered office 3rd Floor, 86‑90 Paul Street, London EC2A 4NE ("we", "us"). Contact: [email protected]. Website: dash-digital.uk.

By using quidcast.com, creating an account or subscribing to Plus, you agree to these terms and to our privacy policy. If you do not agree, please do not use the service.

2. What QuidCast is — and is not

• QuidCast is an educational service: news in plain English, "what this means" explanations, glossaries, guides and illustrative calculators.
• It is not financial, investment, tax, legal or pensions advice, and nothing on it is a personal recommendation or a statement that any product or action is suitable for you.
• We are not FCA-authorised, and we do not arrange, promote or sell financial products. We do not accept money from product providers.
• Calculators use the assumptions shown on screen and are illustrations, not quotes, forecasts or promises.
• AI-generated explanations are produced on request by an automated system. They can be wrong, incomplete or out of date, and they do not know your circumstances. Always check the original source.
• Market data may be delayed or incomplete and is supplied "as is" by third-party providers.

3. Accounts

• Accounts are optional and free. You must be 18 or over and give a working email address that you control.
• We sign you in by emailing a single-use link. Keep access to your inbox secure; anyone with that link within 15 minutes of sending can sign in as you.
• An account is a key, not a vault: it unlocks capacity (Explains per day, full-article analysis, the bookmarklet). It does not store or sync your money profile, holdings, saved stories or AI conversations, which remain in your browser. If you clear your browser or change device, that local data does not follow you, and we cannot recover it.
• You can delete your account at any time from the account page. Deletion is immediate and cannot be undone.

4. QuidCast Plus subscription

• Price: £5 per month or £45 per year, including UK VAT where applicable . We may change prices for future periods; we will email you at least 30 days before any change affects you, and you can cancel before it does.
• What you get: up to 30 Explains a day (instead of 3), full-article analysis, and the "Explain this page" bookmarklet. Plus does not add personal advice or any form of recommendation.
• Payment is taken by Stripe at the start of each billing period. We do not see or store your card details.
• Renewal: your subscription renews automatically until you cancel.
• Cancelling: use Manage billing on your account page at any time. You keep Plus until the end of the period you have paid for, then return to Free. No cancellation fee.
• Your 14-day right to cancel: as a UK consumer you may cancel within 14 days of first subscribing for a full refund. By starting to use Plus straight away you ask us to begin the service during that period; if you cancel within the 14 days we will refund you in full unless you have used a significant part of the month's capacity, in which case we may deduct a proportionate amount.
• Refunds after 14 days are at our discretion, except where the service has been unavailable for a substantial part of a billing period, in which case we will refund or credit a fair proportion.
• Failed payments: if a renewal payment fails, Stripe will retry. Plus continues for a short grace period and then returns to Free until payment succeeds.
• Fair use: daily limits exist so one person cannot consume the service for everyone. Automated or bulk use, scraping, or sharing an account is not permitted.

5. Acceptable use

Please do not: try to break, overload or bypass the service or its limits; use it for anything unlawful; submit other people's personal data to the AI; or present QuidCast output as advice to others. We may suspend or close accounts that do.

6. Content and intellectual property

News headlines and excerpts belong to their publishers, and we link to the original. Our own text, design and code are ours (or our licensors'). You may use QuidCast for personal, non-commercial purposes and share links freely. AI-generated explanations are for your personal understanding; please do not republish them as if they were professional advice.

7. Availability and changes

QuidCast is a small independent service. We aim for high availability but do not guarantee it, and we may change, add or withdraw features. If we withdraw Plus entirely, we will refund any unused part of a prepaid period.

8. Liability

Nothing in these terms limits our liability where the law does not allow it, including for death or personal injury caused by negligence, fraud, or your statutory rights as a consumer under the Consumer Rights Act 2015.

Otherwise, because QuidCast is educational and you make your own decisions, we are not liable for any financial loss arising from reliance on the content, for errors in third-party data or AI output, or for loss of data that was stored only in your browser. For Plus subscribers, our total liability for any claim relating to the subscription is limited to the amount you paid us in the 12 months before the claim arose.

9. Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction. If you live in Scotland or Northern Ireland you may also bring proceedings there.

10. Complaints

If something has gone wrong, email [email protected] and we will reply within 5 working days. For data protection complaints you can also contact the ICO (details in the privacy policy).

11. Changes to these terms

We will post changes here with a new "last updated" date and, for anything that affects a paid subscription, email account holders at least 30 days in advance.